Just purchased a 98' escape and love it. The running lights and bilge are not working, i figured I would check the fuses but having trouble finding the fuse box. I located the one under the panel but that one looks to run fishfinder,GPS ETc and not bilge,Running lights and other accesories. Flood lights, Livewell, and most other accesories work well. I guess my question is, Must the panel be removed to access the fuse panel? I hope someone can help me out. Also, do these boat uses bus fuses or regular fuses that fit into a car?